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Written by U.S. Insurance News
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Sunday, 10 August 2003 |
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There is relief in sight for commercial insurance buyers numb from years of hefty premium increases and stiff underwriting conditions, according to a survey by Assurex global, the world's largest privately held risk management and commercial insurance brokerage group. The commercial middle market will enjoy lower rate increases and some flat pricing over the next six months, according to the survey released Aug. 5. The commercial middle market is defined by risks with premiums between $25,000 and $100,000. The survey reveals the commercial middle market is stabilizing as underwriters take a more aggressive approach to new business and renewals.
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Written by U.S. Insurance News
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Sunday, 03 August 2003 |
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Poll: Immigrants rank health care as No. 1 concern
It may be the best kept secret in American law — a secret that is keeping millions of Californians from getting quality health care. A new multilingual poll of California immigrants commissioned by New California Media, a coalition of over 500 ethnic news organizations, found that a majority of all California immigrants are unaware they have a right to ask for an interpreter when seeking medical care. Yet that right has been the law ever since the 1964 Civil Rights Act banned discrimination on the basis of national origin.
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Written by U.S. Insurance News
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Sunday, 03 August 2003 |
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Court sides with pharmacists in suit against provider
In an order dated 28 July, the Allegheny County Court of Common Pleas ruled in favor of a group of 83 western Pennsylvania pharmacists in their suit against UPMC Health Plan/Best Health Care of Western Pennsylvania. The pharmacists were seeking to prevent the insurance provider from unilaterally cutting future prescription reimbursements to their pharmacies as a means of making up for a "processing error" by UPMC Health Plan/Best Health Care in 2001 and early 2002, and to have the prescription transactions confirmed as binding contracts that cannot be altered after the fact.
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Written by U.S. Insurance News
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Monday, 28 July 2003 |
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One in three U.S. adults — 33 percent — say it is all right to exaggerate insurance claims under certain circumstances, according to a recent Insurance Research Council survey. These respondents agreed that it is acceptable to increase the amount of an insurance claim by a small amount to make up for a deductible. Just over one in five respondents (22 percent) agreed it is acceptable to increase the amount of a claim to make up for insurance premiums paid when no claims were made. In contrast, fewer respondents tolerated dishonesty in areas other than insurance, such as exaggerating income or experience in a job interview or withholding information on a loan application or from the IRS.
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Written by U.S. Insurance News
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Monday, 28 July 2003 |
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According to a new study released by the Insurance Research Council (IRC), respondents residing in New York State were more likely than respondents nationwide to agree that it is acceptable to increase an insurance claim by a small amount to make up for insurance premiums paid when no claims were made. They were also slightly more likely to say it is acceptable to increase a claim for the deductible that would have otherwise been paid (32 percent versus 29 percent). The study, which was supplemented by a random sample of 501 adults in New York State, examined public attitudes toward insurance fraud to assess whether attitudes differed among New Yorkers compared to respondents across the country. This special state-specific analysis was prompted by recent indicators suggesting that auto insurance fraud is on the rise in New York State, particularly in the New York City metropolitan area.
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